Introduction

Status	Production
Certificate	Test/Production
URL	https://mci-nn.saltedge.com
Launch date	1 January 2025

PSD2 Regulation

Article 31 (PSD2 RTS) - Outlines the access interface options, according to which the ASPSPs can provide access:

via a dedicated interface (generally understood to refer to an API-based solution);
by allowing the use by TPPs, the interfaces used for authentication and communication with the ASPSP’s payment service users.

Article 33 (PSD2 RTS) - Outlines the requirements of contingency interface.

MCI Description

Modified Customer Interface (MCI) enables TPPs to access the designated payment accounts of PSUs for inscope banking entities under PSD2.

TPP is able to retrieve all content of ASPSP’s web application when they login using customer credentials. This solution is based on existing web application design.

Using the MCI

Authentication

This deep link facilitates the secure authentication of a customer's (user) access to account information and ensures seamless navigation between the client application and the TPP (Third Party Provider) systems.

Redirect

GET nnretailapp://App/NOVA_INSIGHTS/NOVA_INSIGHTS:PSD2_AIS_CONSENT_FUNNEL

Query Parameters

scope

string, required

Alowed value: ais

channel

string, required

Alowed value: MCI

state

string, required

A unique identifier provided by the TPP for maintaining state between the request and callback phases. This should be generated as a universally unique identifier (UUID).

tpp_redirect_uri

string, required

The URI where the customer will be redirected post-authentication. This URI should be constructed to handle and authenticate the response securely.

Customer Redirection and Authentication Process

The customer is redirected to the crafted deep link URL. This triggers the initiation of the consent and authentication process for accessing their account information services.
Upon redirection, the customer is prompted to authenticate using their credentials. The authentication is processed securely within the application environment.
After successful authentication, the customer is redirected back to the client-specified tpp_redirect_uri. This URI should be prepared to handle incoming data securely.

TPP Callback

The client must define a callback endpoint capable of handling the following parameters, which are appended to the tpp_redirect_uri upon redirection:

Redirect

GET https://tppCallbackUrl

Example of parameters

{"state":"4f168760-20e6-4d6b-9ab5-ee9e34054fd5","userId":"1595846319"}

Parameters

state

string, required

Returns the state parameter provided initially. This serves as an end-to-end identification to correlate the initiated request with the response received.

userId

string, required

Represents the unique customer identification ID, allowing the client to recognize and retrieve the authenticated customer's details.

Token

Retrieves access token.

Request

POST https://mci-nn.saltedge.com/mci/token

CURL

curl -i \ -H "TPP-Signature-Certificate: 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" \ -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ -H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJ0b3B0YWwuY29tIiwiZXhwIjoxNDI2NDIwODAwLCJodHRwOi8vdG9wdGFsLmNvbS9qd3RfY2xhaW1zL2lzX2FkbWluIjp0cnVlLCJjb21wYW55IjoiVG9wdGFsIiwiYXdlc29tZSI6dHJ1ZX0.yRQYnWzskCZUxPwaQupWkiUzKELZ49eM7oWxAQK_ZXw" \ -H "Content-Type: application/json" \ -X POST "https://mci-nn.saltedge.com/mci/token"

curl -i  \ 
 -H "TPP-Signature-Certificate: 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" \ 
 -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ 
 -H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJ0b3B0YWwuY29tIiwiZXhwIjoxNDI2NDIwODAwLCJodHRwOi8vdG9wdGFsLmNvbS9qd3RfY2xhaW1zL2lzX2FkbWluIjp0cnVlLCJjb21wYW55IjoiVG9wdGFsIiwiYXdlc29tZSI6dHJ1ZX0.yRQYnWzskCZUxPwaQupWkiUzKELZ49eM7oWxAQK_ZXw" \ 
 -H "Content-Type: application/json" \ 
 -X POST "https://mci-nn.saltedge.com/mci/token"

Example response body

{"userId":"1595846319"}

Headers

Header	Type	Description
`TPP-Signature-Certificate`	string, required	The certificate used for signing the request, in base64 encoding that should comply with RFC 4648 (No line feeds). Can raise: TppCertificateInvalid
`TPP-Signature`	string, required	JSON Web Signature containing payload, signed using RS256 and `application.private_key.` Can raise: MciSignatureInvalid
`Content-Type`	string, required	The media type of the body of the request. Accepted values: application/json
`MCI-TYPE`	string, required	The media type of the body of the request. Accepted values: token

TPP-Signature Payload

method

string, required

HTTP method. Allowed values: POST

url

string, required

The full called URL.

body

string, required

Raw POST data. In case it is not a POST request, the value should be as empty string “”.

Parameters

userId

string, required

Received userId in callback.

Response

Upon successful request, 200 status code will be returned. See ‘Related Errors‘ table for other possibilities.

access_token

string, required

Access token.

scope

string, required

Scope.

token_type

string, required

Token type, value: Bearer

expires_in

integer, required

Token expires in, seconds.

Related Errors

Class	Code	Description
TppCertificateInvalid	400	Invalid certificate or given certificate doesn’t have permissions in `country_code`. Details are stored in `error_message`.
MciSignatureInvalid	400	Given signature is invalid or malformed.

Accounts

Retrieves account information data of a PSU.

Request

GET https://mci-nn.saltedge.com/mci/accounts

CURL

curl -i \ -H "TPP-Signature-Certificate: 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" \ -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ -H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJ0b3B0YWwuY29tIiwiZXhwIjoxNDI2NDIwODAwLCJodHRwOi8vdG9wdGFsLmNvbS9qd3RfY2xhaW1zL2lzX2FkbWluIjp0cnVlLCJjb21wYW55IjoiVG9wdGFsIiwiYXdlc29tZSI6dHJ1ZX0.yRQYnWzskCZUxPwaQupWkiUzKELZ49eM7oWxAQK_ZXw" \ -H "Content-Type: application/json" \ -X GET "https://mci-nn.saltedge.com/mci/accounts"

curl -i  \ 
 -H "TPP-Signature-Certificate: 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" \ 
 -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ 
 -H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJ0b3B0YWwuY29tIiwiZXhwIjoxNDI2NDIwODAwLCJodHRwOi8vdG9wdGFsLmNvbS9qd3RfY2xhaW1zL2lzX2FkbWluIjp0cnVlLCJjb21wYW55IjoiVG9wdGFsIiwiYXdlc29tZSI6dHJ1ZX0.yRQYnWzskCZUxPwaQupWkiUzKELZ49eM7oWxAQK_ZXw" \ 
 -H "Content-Type: application/json" \ 
 -X GET "https://mci-nn.saltedge.com/mci/accounts"

Example response body

{"id":"123456","name":"John Doe","currency":"EUR","balance":23.41,"iban":"NL91ABNA0417164300","status":"active"}

Query Parameters

channel

string, required

Allowed values: MCI

Headers

Header	Type	Description
`TPP-Signature-Certificate`	string, required	The certificate used for signing the request, in base64 encoding that should comply with RFC 4648 (No line feeds). Can raise: TppCertificateInvalid
`TPP-Signature`	string, required	JSON Web Signature containing payload, signed using RS256 and `application.private_key.` Can raise: MciSignatureInvalid
`Authorization`	string, required	Bearer access token.
`Content-Type`	string, required	The media type of the body of the request. Accepted values: application/json
`MCI-TYPE`	string, required	The media type of the body of the request. Accepted values: ais
`X-User-ID`	string, required	User identifier(userId) issued during authorization process.

TPP-Signature Payload

method

string, required

HTTP method. Allowed values: GET

url

string, required

The full called URL.

body

string, required

Raw POST data. In case it is not a POST request, the value should be as empty string “”.

Response

Upon successful request, 200 status code will be returned. See ‘Related Errors‘ table for other possibilities.

string, required

ID of NN account.

name

string, required

Account's name.

currency

string, required

Account's currency.

balance

string, required

Account's balance.

status

string, required

Account's status.

Related Errors

Class	Code	Description
TppCertificateInvalid	400	Invalid certificate or given certificate doesn’t have permissions in `country_code`. Details are stored in `error_message`.
MciSignatureInvalid	400	Given signature is invalid or malformed.

Transactions

Retrieves the list of transactions of a PSU.

Request

GET https://mci-nn.saltedge.com/mci/transactions

CURL

curl -i \ -H "TPP-Signature-Certificate: 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" \ -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ -H "Content-Type: application/json" \ -X GET "https://mci-nn.saltedge.com/mci/transactions"

curl -i  \ 
 -H "TPP-Signature-Certificate: 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" \ 
 -H "TPP-Signature: eyJhbGciOiJSUzI1NiJ9.eyJrZXkiOiJ2YWx1ZSJ9.kcilNLO1WBTzgzD0Kjy499OzexTy_I0MBhs5W0sl1OdKNVY-9EnPIIi5pK4hF2ASWpERdW1uDk5v4QUbcvcZPVMzZklmyYOho-r9MTki-gnT6NJSp5dkgRATp9JjnlayJew3qCcx3rBAzA_c_qpJtKus1zh9YGOdi5ohMBKh76D0sD-qdJtvLOdfhdEWpXevj18x0i8nkxhulBR2QYjEv6bj8YnHhCJ-3IfsPtrB2Ltj_39Z0JQfeYsKLd9cJOwUfwIOsnUXugZL7JEL-n-phKTWCQFp0Otg_V56AprC5_-7rtFRymayupSnsRgAkxXpu0Q6mxIGZEp2ISjRrOcViQ" \ 
 -H "Content-Type: application/json" \ 
 -X GET "https://mci-nn.saltedge.com/mci/transactions"

Query Parameters

iban

string, required

Account's iban.

channel

string, required

Allowed values: MCI

Example response body

{"id":"ac1b2c3d4e5f6g7h8i9j0","amount":-23.61,"currency":"EUR","iban":"NL91ABNA0417164300","status":"posted","reference":"828932-1232-23213223","creditorName":"Name of the credit partry","creditorIban":"NL91ABNA0417164302","debtorName":"Name of the debtor partry","debtorIban":"NL91ABNA0417164301","bookedDate":"2023-09-12"}

Headers

Header	Type	Description
`TPP-Signature-Certificate`	string, required	The certificate used for signing the request, in base64 encoding that should comply with RFC 4648 (No line feeds). Can raise: TppCertificateInvalid
`TPP-Signature`	string, required	JSON Web Signature containing payload, signed using RS256 and `application.private_key.` Can raise: MciSignatureInvalid
`Authorization`	string, required	Bearer access token.
`Content-Type`	string, required	The media type of the body of the request. Accepted values: application/json
`MCI-TYPE`	string, required	The media type of the body of the request. Accepted values: ais
`X-User-ID`	string, required	User identifier(userId) issued during authorization process.

TPP-Signature Payload

method

string, required

HTTP method. Allowed values: GET

url

string, required

The full called URL.

body

string, required

Raw POST data. In case it is not a POST request, the value should be as empty string “”.

Response

Upon successful request, 200 status code will be returned. See ‘Related Errors‘ table for other possibilities.

string, required

Transaction ID.

amount

string, required

Transaction amount.

currency

string, required

Transaction currency.

iban

string, required

Transaction iban.

status

string, required

Transaction status.

reference

string, required

Transaction reference.

creditorName

string, required

Transaction creditorName.

creditorIban

string, required

Transaction creditorIban.

debtorName

string, required

Transaction debtorName.

debtorIban

string, required

Transaction debtorIban.

bookedDate

string, required

Transaction bookedDate.

Related Errors

Class	Code	Description
TppCertificateInvalid	400	Invalid certificate or given certificate doesn’t have permissions in `country_code`. Details are stored in `error_message`.
MciSignatureInvalid	400	Given signature is invalid or malformed.